Motel Finance
Finance for leasehold motel purchases across Australia.
Leasehold motels remain one of the most popular entry points into the accommodation industry. Many buyers are attracted by the ability to control a motel business without purchasing the underlying real estate.
However, financing a leasehold motel differs significantly from traditional property lending. Understanding what lenders look for — and how to prepare — is essential to a successful outcome.
Assessment criteria
When assessing a leasehold motel purchase, lenders typically review:
Finance amounts
50–70%
of purchase price is a typical lending range, subject to individual assessment
The amount available will depend on:
Each application is assessed individually.
Improve your chances
Lenders want to see that you understand the business you're buying — occupancy targets, revenue strategy, and how you'll manage the operation.
Clean tax returns, up-to-date financial statements, and a clear picture of your assets and liabilities will support your application.
Hospitality or management experience — even if not from a motel — significantly improves lender confidence in your ability to operate successfully.
Approaching the right lenders from the outset avoids wasted applications and improves the quality of your finance structure from day one.
Our network
MotelForSale.com.au can introduce prospective buyers to finance professionals who specialise in leasehold motel transactions.
These specialists understand the lending policies of banks and non-bank lenders active in the accommodation sector.
Get introduced
Complete the form below and we'll connect you with a recommended leasehold motel finance specialist.
Browsing leasehold motels?
View all leasehold motels currently for sale across Australia.